Longevity Calculator

It would be nice to have a crystal ball to tell us how long we need to plan for in retirement, but the truth is that none of us know for sure. What we do know is that we're all living longer these days, and the last thing that we want is to run out of money in retirement.

Our Longevity Calculator can help give you an indication of how long you may live, based on your age and the quality of your health. It's based on complex data from the UK Pensions Industry* – but it's important to know that your results aren't set in stone – they are just an indication of how long you may live.

These definitions will help you:

Good health – might mean that you are generally in good health, don't smoke, are a healthy weight, that you look after your health and that you aren't on any prescribed medication to help control specific conditions.

Average health – might mean that your health isn't perfect, but you aren't suffering from any serious long-term illness. Typical things that might put you in this group would be that you are slightly overweight, and/or you are suffering from high blood pressure or high cholesterol and you may be taking medication for these conditions.

Poor health – might mean that you have had a more serious illness or risk factor. For example, you may have had cancer or previously suffered from a heart attack or stroke or you may have a condition that is difficult to manage like diabetes.

*The Continuous Mortality Investigation (2015)



The information on this page is purely for illustration purposes only purposes and does not constitute financial advice

As with all investment decisions, we recommend you take financial advice to help ensure you make the right choice for your financial circumstances

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11a
Lammerview Terrace
Gullane
East Lothian
Eh31 2HB.


ERG Financial Planning Ltd is Authorised and Regulated by the Financial Conduct Authority. Financial Services Register Number 533548.
Registered in Scotland, Company Number SC385220. Registered Office address: 11a, Lammerview Terrace, Gullane, East Lothian, Eh31 2HB. Trading address: 11a, Lammerview Terrace, Gullane, East Lothian, Eh31 2HB. Telephone: 07825368705
The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.
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